Construction Mortgage

Finance a new home construction

Whether you're ready to build your dream home, a vacation property or a investment asset to rent or sell on completion, I can help arrange the financing.

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Construction Mortgage

Get financing to build a new home.

Whether you want to build a home for yourself or a speculative (spec) home to sell on completion, we have you covered with fast and flexible construction mortgage options.

Flexible Options

Flexible Options

Construction loans that are fully customized to fit your situation
Build Faster

Build Faster

Spend less time on inspections with a specialized financing solution
Industry Connections

Industry Connections

Build a strong team with my vetted construction connections.
Expert Advice

Expert Advice

Work with a team that has years of relevant mortgage experience

Reduce the stress of construction financing with a local expert

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    Financing for land and building costs

    Use the loan to cover the purchase of the land, tear down costs, building materials and hiring the general contractor.

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    Up to 65% Loan to Value

    You can get financing for up to 65% of the as-completed construction cost. And on completion you can recover some of that equity by converting to an 80% Loan to Value mortgage (oac).

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    Expertise in the BC market

    My team has built industry connections with developers over the years. If you haven't found a builder or general contractor, I can help make an introduction.

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    Convert your mortgage on completion

    When the new home is done your construction mortgage will be converted to a standard mortgage at a competitive interest rate.

Alan Harder in Hawaii
Testimonials
A few words from my clients

As a mortgage broker, my business depends on referrals from people just like you. Check out the feedback from a few of my past clients.

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Helio N.
Google
5.0
5 stars
Alan is knowledgeable and gave me some great advice. His response time to emails and texts is fantastic. I would highly recommend him as a broker!
Omar Fatty
Google
5.0
5 stars
Alan helped my family buy our first home. I am impressed with how hard he worked in finding us the best rate and making sure things were working smoothly. I could not be happier with Alan and would highly recommend his services to any prospective home buyer.
Andrew Burant
Google
5.0
5 stars
I bought my first house this year, and Alan helped me out with the mortgage. [...] Alan was incredibly knowledgeable and thorough, and looking back at it now, I know we made the right decisions like which lender to go through, and how much to put down.
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Leah Pritchard
Google
5.0
5 stars
I needed financing for a construction, and working with Alan was a great experience. He answered all my questions and responded quickly to my emails and text messages. We are happy with mortgage. I'd definitely recommend him!

How it Works

How it works
  • 1

    Book a discovery call

    We’ll meet for about 30 minutes and discuss your goals and concerns. There's no obligation, and by the end of the call you’ll know if a home equity mortgage is the right solution for you.

  • 2

    Secure an approval

    Send over a few key documents. Our team of experts will review them and walk you through the entire approval process, step-by-step.

  • 3

    Get your money

    You can get the mortgage funds within 3-4 weeks after you send me all your documents. But don't worry, there's no rush. You can take as long as you need.

Ready to learn more?

Let's book a discovery call to discuss your mortgage options.
It doesn't cost anything and there's no obligation.

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Common Questions

Do I need to get a new home warranty?Arrow icon

How hard is building a home?Arrow icon

Will you work with anybody looking to build a home?Arrow icon

What interest rate and payment can I expect?Arrow icon

How much down payment do I need?Arrow icon

I want to build a rural home. Can you help?Arrow icon

Still have questions about construction financing? Book a discovery call.