Smith Manoeuvre

Make your mortgage tax deductible

You can shave 7-10 years off your mortgage and build a nest egg for retirement, even if you are tight on cash right now. To learn if the Smith Manoeuvre is a good fit for you, click the button to schedule a discovery call.

5 yellow stars
Smith Manoeuvre

Use your mortgage to generate free, CRA approved tax refunds.

If you want to reduce your income tax bill (or get a bigger refund), we can help you make your mortgage interest tax deductible while growing your overall investment portfolio.

CRA Approved

CRA Approved

This strategy has been tested and approved by the CRA.
Build Wealth

Build Wealth

Use your tax savings to magnify your financial benefits and build wealth.
Retire Sooner

Retire Sooner

Shave years off your mortgage and achieve financial freedom sooner.
White Glove Service

White Glove Service

My team will walk you through the entire process, step-by-step.

Get the Most Out of Your Real Estate Investment

  • Check mark icon

    Cut 7-10 years off your mortgage

    You could be mortgage free up to 10 years sooner, without increasing your monthly payments. And you'll be able to save for retirement at the same time.

  • Check mark icon

    Simple, one-time setup

    You'll receive a free, custom report on the estimated financial benefit based on your unique situation. If you decide it's a good fit, we can have the new mortgage structured in as little as 30 days.

  • Check mark icon

    Advanced techniques used by the wealthy

    Implement the little-known strategies used to help make your mortgage tax efficient much faster, increasing your lifetime tax benefits.

  • Check mark icon

    Smith Manoeuvre Certified Professional

    You'll work with a Smith Manoeuvre Professional, certified to structure tax deductible mortgages properly to generate maximum tax returns.

Alan Harder in Hawaii
Testimonials
A few words from my clients

As a mortgage broker, my business depends on referrals from people just like you. Check out the feedback from a few of my past clients.

H
Helio N.
Google
5.0
5 stars
Alan is knowledgeable and gave me some great advice. His response time to emails and texts is fantastic. I would highly recommend him as a broker!
Omar Fatty
Google
5.0
5 stars
Alan helped my family buy our first home. I am impressed with how hard he worked in finding us the best rate and making sure things were working smoothly. I could not be happier with Alan and would highly recommend his services to any prospective home buyer.
Andrew Burant
Google
5.0
5 stars
I bought my first house this year, and Alan helped me out with the mortgage. [...] Alan was incredibly knowledgeable and thorough, and looking back at it now, I know we made the right decisions like which lender to go through, and how much to put down.
L
Leah Pritchard
Google
5.0
5 stars
I needed financing for a construction, and working with Alan was a great experience. He answered all my questions and responded quickly to my emails and text messages. We are happy with mortgage. I'd definitely recommend him!

How it Works

How it works
  • 1

    Book a discovery call

    We’ll meet for about 30 minutes and discuss your goals and concerns. There's no obligation, and by the end of the call you’ll know if a home equity mortgage is the right solution for you.

  • 2

    Secure an approval

    Send over a few key documents. Our team of experts will review them and walk you through the entire approval process, step-by-step.

  • 3

    Get your money

    You can get the mortgage funds within 3-4 weeks after you send me all your documents. But don't worry, there's no rush. You can take as long as you need.

Ready to learn more?

Let's book a discovery call to discuss your mortgage options.
It doesn't cost anything and there's no obligation.

5 yellow stars
Outline graphic depicting hand nurturing a heart

Common Questions

What is the Smith Manoeuvre?Arrow icon

Who is this strategy best suited for?Arrow icon

But interest rates are low. Why should I care?Arrow icon

Can you help me with my taxes?Arrow icon

Still have questions about the Smith Manoeuvre? Book a discovery call.